This Privacy Policy explains how Nemtara Investment Advisors (OPC) Pvt Ltd (SEBI RIA: INA000022446), operating the brand "Stocks With Rohit", based in Betul, Madhya Pradesh ("we", "us", "our"), handles your personal information when you use our website, enrol in the Complete Learning Course, or use our mobile learning application. By using our services you agree to the practices described below.
1. Information We Collect
We collect only the information necessary to provide our services:
- Contact & identity details: your name, phone/WhatsApp number, email address and city.
- Learning account details: the course(s) you enrol in and your learning progress within the app.
- Payment information: payments are collected through our payment gateway, Razorpay. We receive a payment confirmation and reference ID. We never see, collect or store your full card number, CVV, UPI PIN or bank credentials.
- Technical & usage data: basic device/browser information and app usage needed for security, functioning and support.
2. How We Use Your Information
- To enrol you in and grant access to the Complete Learning Course.
- To communicate with you about your enrolment, updates, schedules and support (via email, phone or WhatsApp).
- To generate and send invoices and payment receipts (GST-compliant).
- To operate, secure and improve our website and learning application.
- To meet our legal, regulatory and tax obligations.
3. Payments & Security
All online payments are processed securely by Razorpay, a PCI-DSS compliant payment provider, over encrypted connections. Your card, UPI and bank details are entered directly into Razorpay's secure environment and are never stored on our servers. We only retain the transaction reference, amount and status needed for invoicing and record-keeping.
4. Sharing of Information
We do not sell, rent or trade your personal data to any third party. We share information only with:
- Service providers who help us operate — for example our payment gateway (Razorpay) and our course-delivery/learning platform — strictly to provide the service you requested.
- Authorities or regulators where disclosure is required by law or to comply with a legal obligation.
5. Cookies & Similar Technologies
Our website and app use cookies and similar technologies to keep you signed in, remember your preferences, maintain security, and understand how our services are used so we can improve them. You can control or disable cookies through your browser settings; some features may not work as intended if cookies are disabled.
6. Data Retention
We retain your personal and transaction information only for as long as necessary to provide our services and to comply with legal, accounting and tax requirements (including retention of invoices as required under applicable law). When no longer required, information is securely deleted or anonymised.
7. Your Rights
You may, at any time, request to:
- Access the personal information we hold about you.
- Correct inaccurate or outdated information.
- Delete your personal information, subject to records we are legally required to retain.
- Withdraw consent to non-essential communications.
To exercise any of these rights, contact us using the details below and we will respond within a reasonable time.
8. Children's Privacy
Our services are intended for individuals aged 18 and above. We do not knowingly collect personal information from minors. If you believe a minor has provided us data, please contact us and we will remove it.
9. Changes to This Policy
We may update this Privacy Policy from time to time. The latest version will always be posted on this page with a revised "Last updated" date. Continued use of our services after changes constitutes acceptance.
10. Contact Us